My Personal Review Of CTFO. What is CTFO and Is It Legit?


My Personal Review of CTFO

  • Name:                     CTFO – Changing The Future Outcome
  •  Founder:                Stuart Finger  
  • Co-Founders:      Steve Finger, Michael Kahn
  • Products:               CBD Oils and  products.  CTFO Associate Business                                                  
  • Training:               Yes                                                                                                                      
  • Support:                 Yes                                                                                                               
  • Community:        Yes
  • Price:                       $0 – No monthly fee. Free to Join. No credit card  required              
  • Who Is It For?     Anyone who would like to help people improve their                            health and make money at the same time
  • My Rating:           100% Legit

CTFO – Changing The Future Outcome

review of CTFO

Why Is It Called “Changing the Future Outcome?”

The subtext below the title states, as you see, “positively impacting every aspect of your life.”

Why does it say that?

The reason is that not only can the CBD Oil products really help to improve your health, but by becoming an Associate and telling more people about the products you can also improve your wealth!

I will be going into more detail about this later in this review of CTFO.

 The Founders

The founders really do care that their product is the very best that it can be.

They all have an excellent track record in business, and Stuart Finger states that his passion has always been to help people to succeed.

I refer to the Founders rather than to the owners, because they actually would not claim to be owners. Unlike just about every business owner I have come across they do not take a monthly salary, but they get paid in commissions on a profit-sharing basis just like everyone else in the organisation.

But all the same, they work constantly to improve the Company by continually updating and improving the products and the websites and making everything work to the optimum for their fellow members.

Their main concern is that their products should be of the very best quality and purity possible in order to improve the health of their customers, and they work in collaboration with the manufacturers of their products to make sure that this happens.

You can find out more about the people behind CTFO here

The Products

CTFO CBD Oil is made from Hemp which is grown organically.

review of CTFO

These are small bottles of liquid high-potency, Pure Hemp Oil, sometimes called tinctures, that you take by dropping 1⁄2 dropper full of oil under your tongue once in the morning and once again in the evening.

They can help with a large number of health conditions:

review of CTFO

I have previously written in detail about CTFO CBD Oil, and you can see more details of the different kinds of CBD Oils available, including a video of the latest super-effective  10x Gold Super 1000mg,  by clicking here.

You can also see my post about why CTFO CBD Oil is good for your health and good for your wealth 

But CTFO is not just limited to CBD Oils taken as drops sub-lingually (under the tongue)

They also make

  • CBD skin products which have been shown to do amazing things to your skin.
  • Pain relief creams applied topically
  • Products to help with Weight Loss
  • CBD products for Pets

….and many other products.

You can see the range by clicking here and then clicking on “Shop Now” – no obligation!!

Here are just two Testimonials amongst so many more:

“I’m so proud of my wife…..This is her unsolicited testimony….

review of CTFO


I’m taking my life, my health back. Because of CTFO CBD I have been able to end years of pain medications and other medications. I’m feeling better, looking better. Fourty years of not being my normal self, one long lasting, debilitating disease after another, and twenty plus years of living in horrible, out of control pain…Finally I am taking my life back. Without a doubt I know without CTFO CBD this photo would have been impossible. I loved the look my doctors face when I said; I STOPPED TAKING MORPHINE…HERE YOU CAN HAVE THESE BACK.



The reason I became interested in CBD is I was looking for something to help with anxiety and focus. I kept hearing about CBD hemp oil and the benefits so I did research and found CTFO who has high quality organic CBD at wholesale prices.

So far CTFO CBD hemp oil has helped me with less anxiety, greater focus, my inflammation has gone way down with much less muscle/joint pain, and deeper/longer sleep. I can now work out everyday and feel the gain without all the pain. I am so thankful for this product. Jeff G./ Wisconsin”

There are so many more testimonials on Facebook!

CTFO Associate Business

Why Is CTFO So Different?

As you can clearly see from the image above, CTFO is different from just about every other business out there.

Yes, it is an MLM Company, but unlike every MLM that I have come across –

  • There is absolutely NO fee to join and become an Associate
  • The CBD Oils are made from organically grown Hemp and are 100% Pure
  • The Company has the GMP badge for Good Manufacturing Practice
  • There is no minimum purchase in order to be paid commissions
  • You will still be paid commissions even if you do not buy any products yourself
  • All Associates automatically qualify for a payout of 20% of the CV (Commission Volume) on Wednesday of the week following any order.
  • All products are covered by a 60-Day money back Guarantee
  • There are also additional ways to be paid through the unique uni-level matrix system, and in order to qualify for that you do need to make a minimum $47.47 monthly purchase or have 10 customers

You can see an overview of the Compensation plan by clicking here and scrolling to the bottom of the page.

Or you can see a video of the Compensation plan here.


Once you have joined, you will get access to the training, which is excellent.

  • The initial Welcome training consists of 5 modules, which will take about an hour to go through and which give you a good idea about CTFO and what it is all about.
  • The Learn as you go training consists of 13 short modules where you will learn everything you need to know in order to go ahead with your business.
  • In the Live Training section you will find replays of recent webinars/trainings.
  • In addition, there are regular training and update calls every Tuesday, and recordings of these are made available if you are not able to listen live.

There is very good Support available which will help you with any problems you may have.


Once you have joined you will be able to join the really helpful Facebook groups, including

CBD education for CTFO Reps

CTFO Testimonials

Also, if you were to join through my link, you will become a member offend get access to the CTFO CBD Hemp Legacy Team and their really helpful and supportive Facebook group.

Another great Facebook group which anyone who joins with me may take part in is CTFO Naturally Powerful Support which is a truly amazing and helpful group.

 Who Is CTFO for

How long is a piece of string?!?

  • CTFO is for anyone who really cares about their own health and that of their family and friends. (Who doesn’t?!?)
  • Anyone who wants to get the very best quality CBD Oils.
  • Anyone who would like to have their own ethical business with great products.
  • CTFO and CBD Oils and products are good for your Health and good for your Wealth
 What I Like About CTFO
  • Unbeatable natural quality and purity of Products
  • CTFO are the only Company which makes the 10xCBD Oil which guarantees the delivery of not only CBD but also CBDA throughout the body. (See more about CBDA)
  • The CBD Oils are made from organically grown Hemp
  • It is free to join.
  • Good Training
  • Good Support.
  • Commissions are paid without the necessity to buy anything.
  • Commissions are paid weekly rather than monthly.
  • 100% of the CV is paid to the Associates on various levels on a profit-sharing basis.
  • Really helpful Facebook communities.
  • On a purely personal level, I love almost all of the products!
What I don’t like about CTFO

As previously stated, this is my personal review of CTFO, and to be perfectly honest there is very little that I do not like about it.  However, there is just one thing:

1) The products are not yet available worldwide, although that it in no way the fault of CTFO – rather it is because of the outdated laws and understanding of many countries who still cannot understand that Hemp CBD oil is NOT the same as the Marijuana strain of the Cannabis plant.

 So Would I Recommend CTFO and Is It Legit?

100% Yes on both counts!

Of course, you may have seen some people claiming that CTFO is a scam – there always are people who say that – and I would certainly recommend that anyone who is considering joining CTFO should certainly do their due diligence and make up their minds for themselves.

As part of you due diligence, I really would recommend that you watch this video:

I would love to know your opinion on CTFO and CBD Oils – please do leave me a comment in the Comments box.

Also, I will happily answer any questions you may have.

Very many thanks for reading this 🙂

If you would like to learn exactly how to make a website like this one and run your own successful business online, check out the great training available at Wealthy Affiliate

review of ctfo


116 thoughts on “My Personal Review Of CTFO. What is CTFO and Is It Legit?”

  1. I had never looked at CBD before until one of my relatives had anxiety because of that I started doing some research and I found people talking about it so much. I wondered if it was a really working. Then I got the response from him that: 1) He can fly calmly again! He use to get heavy anxiety when he flew and he took this prior to a cross country trip and not a speck of anxiety creeped up. He said also that he took it after being on a trip and forgetting his anti depressants. But my question to you is, there are so many different brands in the market, what can make this brand more superior than others?

    1. Hi

      There are so many brands of CBD oils which do not in fact contain the amount of CBD which they claim, or sadly not any at all in some cases. So it is really important to buy a really good brand, and as I stated, CTFO is most definitely right up there with the best for so many reasons, including:

      The CBD Oils are made from organically grown Hemp and are 100% Pure
      The Company has the GMP badge for Good Manufacturing Practice
      Unbeatable natural quality and purity of Products
      CTFO are the only Company which makes the 10xCBD Oil which guarantees the delivery of not only CBD but also CBDA throughout the body. (See more about CBDA)
      All products are subjected to independent Scientific Laboratory tests, which are available to view on the website.
      It is possible to view all the product labels on the website.
      All products are covered by a 60-Day empty bottle money back Guarantee

      Please do ask me if you have any further questions.

      Very many thanks for your comment

      Chrissie 🙂

  2. Hi, Chrissie.
    Thanks for your clean and unbiased review of CTFO.
    Though you cleared in the beginning that this is MLM company with a difference, I liked the idea of free membership. Usually MLM companies do not pay commission unless you buy something – but it is optional here. So I will definitely try it and run the system for few months, if response will be good, I will go for monthly payment commitment. 
    Warm Regards,
    Gaurav Gaur

    1. Hi Gaurav

      Very many thanks for your comment.

      You are quite right that CTFO is an MLM with a big difference – completely ethical and also free to join.

      I do hope that you will consider joining us, here is the link once more:

      The best of luck

      Chrissie 🙂

  3. It’s really good that this involves no monthly payment. I’m an organic products fan and the benefits of cbd oil is amazing. The fact that it works with so many health problems makes it one of the most useful plants ever.

    It will be great to join this programme, but in my place in Africa, I wouldn’t be sure if we have this products. Thanks.

    1. Sadly CTFO is not yet available in Africa, but I really hope that it will be some time soon.

      Very many thanks for your comment and all the best

      Chrissie 🙂

  4. CBD oil has so many benefits, and CTFO looks like a wonderful conpany, besides, they are helping people. What I especially like is that CTFO does not ask for a sign up fee and you are not required to buy their products (like a “starter’s kit”) either. That takes away a lot of pressure. Plus, it’s a great product! The training and support also looks very good. 

    I have to agree with you though that I also do not like that one of the products has emu oil. I would feel uncomfortable promoting that. Is is only in one of the products or in all of them?

    1. Hi Christine

      Yes CTFO is a great company to associate with, and the products are amazing and are increasing all the time, getting better and better.

      The Emu Oil is in one product only, so it is very easy to avoid it!!

      Many thanks for your comment

      Chrissie 🙂

  5. I have read several sites about CBD oil, and I have been tempted to acquire it for various conditions, however many of the sites that promote it seems more interested in selling than in solving a problem. It is very encouraging what you comment on here that there is a support community that can help you if you have doubts. I think it is worth spending some time exploring this option.

    1. Hi Tommy

      There is no doubt that CTFO is all about helping people to solve their health problems by using their products, and that id the reason why it is completely free to join. And as you say, the Facebook groups are so helpful, and Support is very prompt in answering any questions too.

      I do hope that you will explore this option, and please do let me know if I can help you further in any way. Here is the link again:

      Very many thanks for your comment, and all the best

      Chrissie 🙂

  6. Is here anything that CTFO lacks? I am not sure because they seem to have covered virtually everything needed. From the commission offer, to the training, to the support and atop, it is all completely free coupled with great cbd products that would sell so well. This is surely a must join offer for anyone in this cbd oil niche and I’m not going to let this pass by me.cheers

    1. Hi Rodarrick

      I cannot really think of anything that CTFO lacks!!

      You are absolutely right, it is a “must join” company, and I look forward to seeing you there.

      All the best

      Chrissie 🙂

  7. I think this is a great platform for beginners. If it is free to start with zero monthly fees, then I do not see the reason why I shouldn’t join. There is no doubt that CBD oil is the best when it comes to health issues. I just love how many types of ailments can be treated by CBD oil products. Those testimonies help a great deal when it come to trusting the product. The 60 day money back guarantee is a great feature, there is really nothing to loose. The affiliate program sounds really great, with the training provided, I believe anyone can easily scale their business. Thank you for this well explained review of CTFO. 

    1. Hi Carol

      Thank you so much for your comment.

      I do so agree with you, it is a business that anyone can do, and one of the things which I really like is that you can really help people by telling them about the products.

      I do hope that you will join us – I will look out for you.

      All the best

      Chrissie 🙂

  8. Other than being a mere user of the CTFO cbd oil products, I have never thought of the chances associated with being a distributor with them. They actually offer a very interesting and somewhat unique offer of providing a work opportunity without having to pay anything in advance. That is really great to know of. Thanks so much and I’d sure to check them out

    1. Hi Rodarrick

      Many thanks for your comment – I do hope that you will check out CTFO, and that you will join us. I am sure you would never regret it.

      All the best

      Chrissie 🙂

  9. I too want to be in online affiliate marketing.  This article is so important of the companies to explore.  Thank You for informing us on this.  Does CBD oil have any side effects?  I think this looks like a good company to join.  Thank you for sharing this article with us.  All the Best, Krista

    1. Hi Krista

      CTFO certainly is a great company to join, and I really hope that you will.

      As for side effects, I certainly have not come across any after using the products for a year. But of course, we are all different, which is why it is recommended that you start with a very low dose and monitor yourself carefully, as with any other product which you may take.

      Many thanks for your comment

      Chrissie 🙂

  10. Thanks Chrissie, your review actually cleared up some gray area for me. I found this review in an attempt to answer some questions I had. Thanks a bunch. This is well wrote and informative for my self. I just joined and I wasn’t too sure what was what. Now I’m confident in this information and I felt much better about this opportunity. Thanks again.


    1. Hi Jordan

      Many thanks for your comment.

      I am really pleased that you have joined CTFO, and I am happy to have helped you.

      I wish you every success

      Chrissie 🙂

  11. Oh I’ve heard about CBD oil and used it occasionally. I don’t know if there is a business that can be made with them 🙂 Maybe I should take a look and check it for myself. I don’t now that the oil isn’t available worldwide. Which regions do the majority of countries don’t have it? Asia region? I will consider to build a new website to promote CBD oil and CTFO. Thank you very much for informing this opportunity.

    1. Hi

      Thank you for your comment.

      CTFO certainly is a great business opportunity, but I’m afraid that it is not yet open in Asia, although new countries are continually being added. Which country are you in by the way?

      All the best

      Chrissie 🙂

  12. Hello Chrissie,

    I am inspired by reading your detailed review of CTFO. CBD Oil is a very effective product for MLM business. Benefits of CBD Oil are proven in medical science as well. And I liked the business process of CTFO. Training opportunity through different modules is excellent. Thanks for the wonderful article.


    1. Hi Ranao

      Thank you so much for your very generous comments, I am so happy that you enjoyed my article.

      There is no doubt in my mind that CTFO provides one of the very best business opportunities that can be found anywhere.

      All the very best

      Chrissie 🙂

  13. I have been reading so many great reviews about CBD oil products online lately. This seems to be the new miracle medicine of the future.  

    I can see why so many are selling this product. The commissions are great and best of all you don’t need to buy anything to become an affiliate.  Also it’s great to know that you are selling something that is great quality and that actually works. 

  14. Hi there, thank you for your review of CFTO. I have not heard of the company before but I’m not based in the USA so that may be why. I do like the name of the company though, that’s petty unique. You are right that they stand out as they do not have a bunch of initial fees to pay like the majority of these types of programme so that is a major plus. Money can be a barrier for some people so this sounds like an option that may be better suited to those with financial constraints. 

    1. Hi Cyndy

      I am not based in the USA either, CTFO is available in many European countries including the UK, and all associated US countries.

      As you say, it is so easy to join and the support is outstanding, I do hope that you will check it out.

      All the best

      Chrissie 🙂

  15. I literally just signed up for this on Monday, and am just getting around to researching their products. For me, the fact that the CBD business will be a 22 billion dollar industry by 2022 sold me, and over 50 billion by 2026. This is the next big thing, sort of, in a manner of speaking as to what Apple or even Amazon was once upon a time in their respective markets. I’m telling people to start this now, while there’s still time to become an authority in the niche. 

    1. Hi Todd

      I am really happy to hear that you have signed up with CTFO – I think you will find that that is none of the best decisions you have made, and I’m sure it will be, as you say, the next big thing.

      There is no doubt that it is going from strength to strength.

      Many thanks for your comment.

      All the best

      Chrissie 🙂

  16. Awesome post! I myself am a daily user of CBD. You see, i use a vape, and I buy CBD oils in it. I find it to be extremely relaxing, both physically and mentally. I don’t smoke pot, because I find CBD to have enough of a relaxation effect as it stands already lol That benefit picture is crazy, thought!

    I had no idea CBD has THAT many purposes. It’s like a miracle drug, without almost even being a drug in the first place! I’m glad that the country is getting more mature about the potential for medical Cannabis as a whole. There are people suffering from debilitating physical and mental conditions, and they should be allowed to use cannabis to alleviate that. CBD is legal, i know that, and i’m glad we’re moving in the right direction!

    Great post, though! Loved hearing from you, and i look forward to hearing from you in the future with some more valuable content! : ) 

    1. Hi Koda

      I’m so happy that you find CBD so beneficial, and you are quite right, it can help with so many conditions. And CTFO CBD oil is able to deliver not only CBD but CBDa, which is many times more beneficial than CBD alone – no other CBD oil can do this, as the method is patented. CBD has all the benefits of cannabis without the hallucinatory effect, which is why it is legal to use.

      Many thanks for your comment

      Chrissie 🙂

  17. Thanks for this article, I am a member already, I have not had the time to really check out the training, and seeing that I do not have to buy anything, I will be making time very soon.

    This article helped me realize that I am just wasting time and costing myself money by not promoting my CTFO website. 

    I am not sure what I am waiting for.  I should get off here and start learning and promoting. 


    1. Hi Stacie

      It is great that you are already a member, and I agree that it is really important to learn as much as possible and start promoting it.

      I wish you all the best

      Chrissie 🙂

  18. Lately in the US we’ve seen state after state start legalizing full on marijuana for both recreational and medical use.  How do you think this will factor into the longevity of a product like CTFO? Do you think as traditional marijuana becomes more and more prevalent it will make fewer people purchase CTFO based CBD products?

    The reason I ask is I’m primarily interested in starting my own online business and I’m curious about the market situation. I don’t want to build an entire business around a product that might be impacted by laws that are quickly shifting.

    And I understand any product could be impacted by such a change in laws, but this one is quite well known so I wanted to get your thoughts!

    1. Hi Craig

      I think that whether or not marijuana is legalised, the market in CBD oils will just grow.

      The majority of people who now use it do not want the hallucinatory effect of marijuana in their everyday lives, and CBD oil has no or minute amounts of the THC so that people get only the benefits of the oil.

      Very many thanks for your comments

      Chrissie 🙂

  19. Hi Chris’s,

    I’ve been using CBD oil for a while now for my pets. I also recommended it to my clients who are using it for hair treatment. When asked of the best CBD oil brandin the market, my answer is usually CTFO. I’ve tried the company and realised that they are very competent and their product is one of the best in the market 

    1. Hi Sammy

      I m so happy that you endorse the quality of CTFO. If you are not already a member then it would be a good idea to join as you are recommending it to people.

      Many thanks for your comments.

      All the very best

      Chrissie 🙂

  20. Chrisse,

    Great review of CTFO.  I have been searching high and wide for an online business opportunity that would allow me to stay home with my family. Also coincidentally, I have been using CBD oil to help with chronic muscle pain which the CBD oil helps mitigate.  I would be lost without my CBD oil.  I never realized I could merge the two. This sounds like the perfect opportunity for me as I love CBD oil and am a huge proponent of its use.  Because of your recommendation (and the flash sale) I am going to look deeper into this and see if its for me.  I do love that it sounds like their quality standards and values are aligned with mine.  I would never want to sell or recommend an inferior product to family and friends.  Thank you so much for your in-depth review it was a real awakener for me!

    1. Hi Heather

      I am so happy that you like the sound of CTFO and are going to look deeper into it.

      I promise you that CTFO is a really great and authentic company, and I am so proud and happy that I found something that also fits in with my own ethics, so I know exactly what you are saying.

      I do hope that you will decide to join us, I am sure you would not regret it.

      Here is a link again if you wish to join:

      Please do let me know if I can help you in any way.

      Thank you so much for your comment

      Chrissie 🙂

  21. Wow, the future billion dollar business seems to be anything to do with CBD oil! I think this is an well thought out niche and will be extremely profitable for you and for those that choose to take action as you’ve outlined in your post! You were very thorough in how it all works and I think that anyone interested definitely has enough information here to make an informed decision! Great post! 

    1. Hi Kisha

      Thank you so much for your comments.

      I know that CTFO will be a profitable niche for anyone who would like to promote it.

      All the best

      Chrissie 🙂

  22. Hi and thanks for you very comprehensive review on this company 

    I joined this myself as a free member, so I could do some valid and real research myself rather than reading reviews

    Lets begin, it is free to join but to make money as a free member you would have to sell the products to others and this is very difficult as you would need to build an audience and then sell the CBD oil products. 

    There is nothing wrong with the products they are genuine but as always there is very little money to be made selling the actual products. 

    So what they are doing is creating an MLM scheme, where the best way to make money is commit to buying $47.0 worth of their products every month and then go and recruit others who you will try and persuade to upgrade to the $47.0 per month plan

    Then they will try and persuade you to upgrade to a higher lever of commitment where you buy over a $100.0 worth of products every month and on and on it goes
    There are many levels in the plan each level will cost you more and more each month 

    There are those who are making money with this but they do not sell products they recruit and manage others 

    So basically its a way of selling CBD oil without them having to really sell it to anybody themselves

    Your typical MLM

    There is no such thing as FREE. 

    As always the gold diggers make peanuts and the shovel sellers make millions 

    This opinion is from someone who actually joined as a free member so its real, you can earn money here but as always be prepared to invest money first 


    1. Hi Barry

      I really cannot agree with what you say! This is no typical MLM, but it is unlike any other I have seen

      Anyone who does not want to buy any products does absolutely not have to do so, and they will still get commission from anyone who buys the products.

      Yes, if you want to get a higher commission, then you will do so when you buy $47.47 worth of products per month, but personally I love the products so that is no hardship for me.

      I have no idea where you get the idea that you will need to buy more and more – that $47.47 applies to everyone, and  the people higher up buy the products just like everyone else. I would think that you probably made a snap judgement and then gave up, is that correct.

      As for it being difficult to sell the products – well, the products sell themselves because of their first class quality – when people hear about them they usually do want to buy them, and I certainly would not try to persuade anyone who didn’t.

      Of course, you are entitled to your opinion.

      Thank you for your comment


  23. I have to say that I am impressed by this Chrissie – but is it really an MLM system because I don’t know of any MLM model that has no fee to join and does not require you to buy their products! The way I see it is that MLM businesses are not really focused around the product they are focused around getting people to pay membership fees and the products are usually pretty standard yet crazy expensive. 

    This looks like something that I would be interested in although I am not keen personally to be involved with CBD oil purely for the association with cannabis or marijuana:) As a recovering alcoholic and drug addict I just don’t think it would be good to be associated. 

    That said I have a friend that has Multiple Sclerosis and cannabis helps her so much. I have read up extensively on CBD oil and it is a wonder product that can be used for so many things. It is a pity that it is not available worldwide in my opinion. 

    1. Hi Lynne

      Yes it is an MLM system, but not like any other I have come across, with no fee to join, and you don’t need to buy the products yourself if you don’t want to!

      I understand what you say about marijuana, but CTFO CBD Oil is made from Hemp, which has minimal THC (a max of 0.3%), and the Isolate CBD Oil has none at all, so you would not need to worry there!

      They also make a great range of CBD and non CBD skin care which I love! And there is also a range for pets!

      I agree that it needs to be available worldwide.

      Very many thanks for your comment

      Chrissie 🙂

  24. I made my own article on cbd and it seems to be the go to business idea nowadays. I didn’t know an affiliate program that was so in depth and focused on cbd as this one though. Thank you for informing me about all the potential programs that are out there and one that I actually know a fair bit about. Thanks again.

    1. Hi Jon

      I am really happy you found my article informative, and I do hope that you will continue to investigate CTFO – please do let me know if I can help you in any way.

      All the best

      Chrissie 🙂

  25. I have to say, I have been using CBD oil for a while now, and it definitely helps with anxiety. 

    I wasn’t aware that it also helped so many other things! And that you could sign up to market it. 

    This company seems very legitimate, and the rules and structure are unlike anything I have seen. Especially the fact that it doesn’t cost anything to join! 

    Sounds like a great opportunity to me! CBD oil is a natural treatment, which I’ll take any day over taking a pill. 

    Thanks for this great review!


    1. Hi Darci

      I am so happy that CBD has helped you.

      Yes, CTFO is a great company, free to join and to remain there, as you say, and it is all set to go large!!

      It is a great opportunity for all marketers, and I am so happy I joined it. I would recommend everyone to join and secure their place there even if they don’t want to order anything at the moment, although the 15% offer just for today is a great chance to try out the products, especially with the 60-day empty bottle money back guarantee!!

      If you would like to check further, here is the link again:

      Please let me know if I can be of any help.

      Thank you so much for your comment

      Chrissie 🙂

  26. Hi Chrissie,

    Thank you very much for sharing such an informative review with all the necessary information about “My Personal Review Of CTFO. What is CTFO and Is It Legit?”

    Really this is an amazing review.I have learn something new from this review. I was familiar with CTFO CBD oil that it is great oil for our health.It is a worthy oil for remove our various pain and anxiety. But it was surprised for me to learn that there is a great opportunity to make some good money with the help of CTFO.After reading your review i believe that it is a 100% legit company. So,i am going to join this as early as possible.I will share this review with my friends and relatives so that they can benefited from this.

    1. Hi

      Thank you so much for your great comments, I am so happy that you found it informative.

      And also many thanks for offering to share my article with your friends and relatives, I appreciate that.

      All the best

      Chrissie 🙂

  27. Thanks Chrissie for this great overview of CTFO, my wife suffers from Fibromialga and we have discussed using CBD oils and creams. Having spent the last 3 years getting her tablets right she is now stable. She is in fourms and discussion groups about her condition and reports are mixed about whether it helps. Maybe she will try it one day so she can tell first hand. Knowing a good company where we could get it from is paramount so thanks again for your review.

    1. Hi Martin

      I am sorry to hear that your wife has fibromyalgia.

      If she does feel like trying out CTFO CBD Oil, please remember that CTFO has a 60-day empty bottle money back guarantee, so if the did not think that it helped she could get her money back, no questions asked!

      Just for today there is a 15% off flash sale if you would be interested.

      The link is:

      Best wishes to your wife.

      Thank you so much for your comment


  28. Hello Chrissie

    Thanks a lot for the very thorough and details explanation on CTFO. I heard about CTFO before from YouTube but never know what kind of business it is. This look like a good program. Plus, it provide training and webinar which can help you once if join the program.

    I saw that you put the price as $0. Is this true? Plus, there is no monthly fee which means anyone are free to join.

    Thanks for taking your time to put all these together.

    All the best,

    1. Hi Samm

      Yes, CTFO is a really great and authentic company, and I am so glad that I came across it – it really is the best Online Marketing company I have found, definitely on a par with Wealthy Affiliate!

      It is definitely absolutely free to join and there is no monthly fee, nor will you be asked for a credit card when you join.

      Here is the link again if you would like to join:

      Very many thanks for your positive comment.

      Chrissie 🙂

  29. This article is very informative. I had a little idea about CTFO but now I think this article helps me to learn more about CTFO. Thanks for your smart review on CBD oil, I found that it is very informative as to all the benefits that cbd oil has. I often feel anxious and I think the CBD oil will help me to get recover from my anxiety. My wife often feel sad for some acne which are appearing on her face. CBD oil can be helpful to remove acne from her face. And I will definitely try to buy her this one. And I saw in your review that it is also safe for children. Does it has any dose level or I can use it whenever I feel worst?

    1. Hi Tushar

      I am really happy that you enjoyed my article.

      I think that CBD oil works best when you use it regularly, starting with just two or three drops and increasing it gradually as you feel the need. I always take a dose each morning and evening.

      Very many thanks for your comment

      Chrissie 🙂

  30. Fantastic info about CTFO oil. I have seen the adverts on billboards, but nothing as indepth as your article. I am familiar with CBD oil before now but am now happy for the info you have provided on CTFO

    I didn’t know that CBD oil can help with seizures. I’ll remember that bit of information if I run into anyone with that particular problem. I have been thinking about trying it for my osteoarthritis pain and to help me sleep. I believe the oiliness will bother me, so maybe the capsules would be a better choice.

    CTFO has really been a name that is ringing so much of a bell nowadays online. Seems its now been used my many western people. Your review on it is very top-notch and its so hard not to give it a trial after reading your review on it. Thanks so much for this lovely and informative article on it. I hope to get mine also soonest. Cheers!!

    1. Hi

      Yes, CTFO CBD Oil really is an amazingly effective product. Actually, in my opinion it does not taste oily when you use it, and it has a peppermint flavour which makes it quite pleasant.

      And the 10X Pure oil can help even more with pain.

      You may like to know that just for today there is a flash sale giving 15% off when you use the code “ilovectfo”! And of course there its always a 60-day empty bottle money back guarantee!

      If you would like to look further into it, here is the link:

      Please do let me know if I can give you any further information.

      Thank you so much for you really positive comment.

      Chrissie 🙂

  31. This review is appreciated. I am a user of CTFO CBD oil. And I really appreciate how it has been effective on improving my health and those that have recommended it to. CTFO is an organization that can be partner and associate with because they are legit. CBD oil is so powerful and I will always recommend it for use to anyone who hasn’t use it before. Thanks for sharing this article. 

    1. Hi

      Very many thanks for your kind comment. I am so happy that CTFO CBD Oil has been so effective for you, and I completely agree that CTFO is a great company to partner with.

      All the best

      Chrissie 🙂

  32. This is a great article cum opportunity for any serious affiliate Marketer. No doubt about it CBD oil has been making wave on the internet in the recent years but it’s really getting the real deserving exposure after some friendly laws especially in Canada. I have read extensively about CBD oil from your other articles. CTFO is legit with a working products from the review have read about them so far. An uncle has been a customer for sometimes now and he has recorded a tremendous amount of healing using CBD oil from CTFO. UNFORTUNATELY for me he was not buying through me! But thanks to you I’m joining the affliate right away! Thanks for sharing. I can now join and even get trained!

    1. Hi Jaykay

      I do hope that you will join us and then you can sell CTFO Oil to your uncle hopefully!! It is really good that he has had such good results with it, you would be able to ask him to write a testimonial for you!

      Here again is a link where you may join if you wish :

      I am really looking forward to seeing you at CTFO.

      Please do let me know if I can help in any way.

      All the best

      Chrissie 🙂

  33. I really love this article, base on what i have read so far, CTFO CBD Oil products really help to improve our health and even becoming an Associate is the awesome part of it. Thank you for introducing me to CFTO and the opportunity to increase my wealth. As the name implies “changing the future outcome” let spread the news about the oil and the program.

    1. Hi Marshall

      Thank you so much for your comment.

      Yes, CTFO CBD Oil really can help with so many health problems, and CTFO is a really great and ethical company to be associated with.

      If you would like to find out more about the company, you may like to look here:

      If you would like to join in with us, you would be so welcome!

      Please d let me know if I can help you in any way.

      All the best

      Chrissie 🙂

  34. Hi Chrissie,
    Thank you for writing nicely this informative post. I had a little bit of knowledge about CBD before. Now, I can get a lot of information about CTFO from this review. CTFO’s work on health products is very much needed. I am impressed by the product, training, community and support system of this business organization. With a newcomer free join, they can earn easily with the necessary product. It’s a wonderful one. I’m thinking of joining myself here.

    1. Hi Irin

      Yes, CTFO is a great company, and I am quite sure that you would not regret joining!

      If you would like to find out  more, then do check out this link:

      You may also like to watch this short video:

      I do hope that you will join us.

      Please do get in touch with me if you would like any more information.

      My WA username is Chrissies.

      Very many thanks for your comment

      Chrissie 🙂

  35. Hello Chrissie,

    I have read your article on My Personal Review Of CTFO. What is CTFO and Is It Legit? Thanks for the review on CBD oil, I found that it is very informative as to all the benefits that cbd oil has. I have heard quite a lot about CBD oil and its miracles so much of late, and I am glad to know they can truly be of health benefit to the masses. Thanks for the opportunity to learn about this exciting product as it has revealed so many more benefits than I would have expected.

    1. Hi Tawhid

      I am so happy that you found my post informative.

      Yes, CTFO CBD Oil can be of help to so many people.

      If you would like some more information, you may like to see this short video:

      Please do let me know if you would like any more information.

      Very many thanks for your comment.

      Chrissie 🙂

  36. Hi Chrissie, I have heard so much about CBD oil, especially its curative properties. Reading through the second testimony about being less anxiety, got me truly convinced that CBD works as I have also seen other reviews that testified of same.

    I particularly love the fact that one can actually become an Associate at no cost. The perks for becoming an associate are great. To cap it up, they pay commissions weekly and not monthly and one doesn’t really need to buy anything before his or her commissions are paid.

    One of the comprehensive review of CBD oils I have ever read.

    1. Hi Grace

      Yes, CTFO CBD Oils really are the best, as you saw. And CTFO are a great company to be associated with.

      If you would like to find out more, here is a link:

      You may also like to watch a short video which will give you loads of information:

      If you would like to join us you would be very welcome!

      Very many thanks for your comment

      Chrissie 🙂

  37. CTFO is an interesting MLM play. Changing the Future Outcome started as Chew the Fat Off (CTFO), with a line of weight loss products. With the expansion into CBD Oil they needed a name change. I think the name change was brilliant because it reflects the emphasis the company places on leadership and leadership development to change lives. I have not seen a compensation plan like CTFO’s where there is no requirement to buy products or to sponsor people into the business. Yet, the comp plan is incentivized for team builders who commit to monthly product purchases.

    1. Hi Glen

      You obviously know a lot about CTFO, so I assume that you have joined. It really is a great company to be associated with, and certainly the best MLM I have ever come across. Really it has everything going for it, wouldn’t you agree, and the products are superb!

      Very many thanks for your comment

      Chrissie 🙂

  38. Hi Chrissie. This article gave me many thoughts! I am familiar with the product from another good brand, and do know how wonderful it is.
    I gave up on MLM’s years ago, as one had to pay to work in them. This company is distinct, having no sign up fee and no minimum monthly purchase for the CBD oil. That’s outstanding!
    Omg, when I reflect upon the thousands per year I paid to another company…and I’m no super-salesperson!
    I have bookmarked your post so that I can check out the links to the company information.
    I hope that like the lady in the testimonial, that many people will get the chance to try this healthy remedy!

    1. Hi

      I know just what you mean, I also gave up on MLMs for the same reasons as you. But as I said, this one is so very different, and also CTFO is the only company to have the 10xPure CBD Oil which delivers CBDA as well as CBD straight to its target without any degradation.

      So far, for me, it completely lives up to all its claims and I am very proud and happy to be part of CTFO!

      Thank you for bookmarking my post – you may like to watch a short video which will give you further information:

      Please do let me know if `I can be of any more help.

      My WA username is Chrissies.

      All the best

      Chrissie 🙂

  39. Your personal review of Changing The Future Outcome has really been explicit and opened one up and cleared all ambiguity on making  proper decision on whether to go for it or not. I have also read an article about this before where the author gave a 98% recommendation, and adding up with yours of 100% has really cleared all doubts on the authenticity of the product. Thanks so much for this educative review

    1. You are most welcome Dapoach.

      I do hope that you will join us at CTFO, it is completely free to join and completely risk-free.

      If you would like to investigate further, you may like to follow this link:

      Please do contact me if I can help in any way.

      All the best

      Chrissie 🙂

  40. All online money making schemes are to be critically reviewed. I love this strict review of this program. From my point of view its worth taking a bite at and to carefully follow the structured stages.

    thanks for this review am hoping to read more from you. Many a times we simply dismiss program as a scam, but I believe we should always critically review before deciding.

    1. I do so agree with you, it is most important to do your own due diligence before joining a program, and this article was intended to help people to do that.

      Very many thanks for your comments

      Chrissie 🙂

  41. Thanks for the review on CBD oil, I found that it is very informative as to all the benefits that cbd oil has. I never never knew that cbd would help with anxiety, I have anxiety and irritability, would cbd oil help with that? I also noticed that you mentioned cbd can be used on pets, our dog is very hyper, would cbd help with this problem? If so that would be good to know.

    Taking care of your health is very important and making money with it at the same time would make for a very smart business opportunity. Thanks for the opportunity to learn about this exciting product as it has revealed so many more benefits than I would have expected.

    1. Hi Neil

      CTFO CBD Oil Should be able to help you, as it can help to reduce anxiety and promote a feeling of well-being.

      It would probably help with your dog too – there is a special spray specifically to help pets.

      I am very excited to be a part of this great company, and as you say it is a smart business opportunity.

      If you would like to find out more, you can do so here:

      And you may like to watch this short video:

      Very many thanks for your comment.

      All the best

      Chrissie 🙂

  42. I have heard quite a lot about CBD oil and its miracles so much of late, and I am glad to know they can truly be of health benefit to the masses.

    Now reading your review about CTFO is making me pick more interest on this line of bysiness. Like you said, it is good because one can help improve the health of others and get ti make some money at the same time. So it’s a win-win situation. 

    The fact it doesn’t even require you to pay to join in makes it even more alluring and then comes the training..

    I mean what else can one ask for.

    I am very much interested in promoting this product, once I get to learn more about it and the founders.

    Thanks for this wonderful opportunity, will definitely keep in touch with you. 

    1. Hi Queen

      Yes, it really is a wonderful opportunity, and it would be so great if you decided to join us!

      You can find out some more information here:

      Or you may like to watch this short video:

      Please do keep in touch with me, and if I can be of any help, please let me know 🙂

      My username on WA is Chrissies.

      Thank you so much for your comment.

      All the best

      Chrissie 🙂

  43. Hi,

    I have recently started using a CBD oil product and I must say it has been awesome. I am seeing great improvement with my insomnia problem. Not only do I sleep better but also experience less muscle aches and soreness.

    I first learned about CBD oil around May last year. I thought to myself “Isn’t this one of those over-hyped products that will soon fade away?” But something told me to give it a try after so much research online. I found lots of reviews about the product that indicates that CBD oil is effective in managing a lot of medical conditions like arthritis, insomnia and anxiety.

    I would really love to join CTFO’s affiliate program so as to make money promoting a product I really believe in. Another thing I love about CTFO is that the program is free to join, provides training and support. With a broad product range to promote, I am not restricted to only promoting the CBD oil drops but can also promote weight loss products as well as pet products.

    I look forward to joining you on this program.

  44. I see on your list that cbd oil helps people with diabetes. I personally do not like the ” high ” and neither does my girlfriend and she is interested in it as she has heard from many people that it would help her with her MS. I am going to have to read more about it to see what type would benefit us

    1. Hi Mike

      My daughter also has MS, and she takes CTFO CBD Oil.

      I would recommend the 10xPure CBDA Oil for that, as then you will get all the benefits of CBDA which will really reach your body in an undamaged form – CTFO is the only company which has this product, and it is so effective.

      You can find out more on this link:

      Please do let me know if `I can help you in any way.

      Kind regards

      Chrissie 🙂

  45. nice article on ctfo which is Changing the Future Outcome.i have been hearing about there product for a while now, that is cbd  oil and all it health benefits to both human being ,pets and so on.i even buy one of there product for my grandma someday weeks ago and the product is great and it is worth promoting.but never did I know there is more the ctfo has to offer. With all the benefits and offer you listed in this review from ctfo all I can say is it a wonderful offer that is rear this days on the internet and I will like to be a partaker of this benefit because they have a good product to start with. 

  46. I came across your site because I heard about CTFO from a friend but didn’t know how legit it was. I wanted to get another opinion. After reading this, it sounds remarkably straight forward. I’m impressed that you don’t have to pay a fee to join and that you automatically qualify for commissions. It also sounds like the product is really strong and and well manufactured. Promoting this is something I could feel proud telling my friends and family about. Thanks for the authentic review!

    1. Hi Eric

      I am very proud and excited to be able to tell people about this great company and their amazing products. I would be really great if you would like to join us!

      You may like to watch this video which will give you more information:

      Please do let me know if I can be of any help.

      All the best

      Chrissie 🙂

  47. Thank you for this information, I have family members who actually are looking into CBD because of pain issues and weight loss problems they have not found someone yet with a solution. This is very informative and I can go back to them know and share this information about the CTFO.

    1. Hi Sebastien

      I am sure that your family would find CTFO CBD Oil very helpful. You and they may like to watch this short video for more information:

      Please do let me know if I can help you in any way.

      Kind regards

      Chrissie 🙂

  48. I have read about this company before and decided to make my research about it. I discovered that they are one of the best out there and their products are top notch. If you are looking for the best CBD oil, then this is the right place to get it as my wife has used it and she has never stopped thanking me

    1. You are so right Linus, and I really hope that you will join us if you haven’t done so already!

      All the best

      Chrissie 🙂

  49. Hi Chrissie,

    I have used hemp oil that is sold as an organic super food through one of the natural product sites online. This product sounds quite different in that it is a concentrated form, of both CBDA and CBD that has a much higher absorption rate. So, greater pain relief, and inflammation relief are possible, or so they claim. I am using it for decreasing inflammation, and detoxifying my body, so this product is very interesting. What is the recommended mg to be taken daily?

    I didn’t see any charts on recommended dosages, so I have to ask you, how many drops do I need on a daily basis? I would like to figure out if I should order 3 bottles, or try one, and how strong does the product need to be?

    I look forward to your response, and thank you to introducing me to CTFO and the opportunity to increase my wealth as I create better health for myself.


    1. Hi Chas

      Thank you so much for your comment.

      CTFO  10x CBD Oil would probably suit you best I would think, as then you will get the full effect of CBDA as well as CBD.

      As everyone is different, they need differing amounts of oil. So the best thing to do is to start with a small dose, just 2 or 3 drops if you are taking the 10x Oil,  and increase your dose by a 1 or 2 drops weekly until you find your “sweet spot” – ie. when you can feel the difference in your body when you get the effect you want. 

      As to the number of bottles to order, obviously that is up to you. I think that most people like to start with one bottle to see how they get on.  But it is more cost-effective to order a pack of 3 – you would save about about $18  per bottle on the 10x Oil that way if my Math is correct! And of course, you always have the 60 day money back guarantee.

      I would always recommend someone to join for free, as then you will get the oils at wholesale, which is about 30% less than retail.

      Here is the link again where you may join if you wish :

      And if you just wish to buy some then this one:

      Please do contact me if you have any further questions. 

      All  the best

      Chrissie 🙂

  50. I like the CBD oil since is it does not get someone high as a product of hemp plant.   The health benefits of this product is numerous and can’t be overemphasised and is trending everywhere. The only thing I don’t really know about it is the reason why they choose to combine it with  Ewu oil. I don’t know the benefits of Ewu oil but even at that, CBD oil is still very superb. 

    1. Hi Kenechi

      I do so agree with you that CTFO CBD Oil is superb.

      I think that they use Emu Oil in their pain-killing ointment because evidently Emu `Oil is very good for pain, but as I said I will not be using it!

      If you would like to find out more about CTFO, you may like to watch this video:

      Very many thanks for your comment.

      Chrissie 🙂

  51. hello Chrissie, and thanks for a great review. This is first time I’m hearing about this company and your review does a good job. Looks like another great opportunity, I’m interested in CBD and this is something worth to look into. I agree with you on Emu oil, actually don’t understand what animal product  doing in complete herbal tincture.This is something that turns me off. 

    1. I do agree with you David, but I just won’t be recommending the product with Emu Oil.

      CTFO CBD Oil is so amazing that I just have to recommend that!

      Very many thanks for your comment

      Chrissie 🙂

  52. Everywhere I turn I find information on CBD Oil, and after reading the testimonials, it seems like this product is a literal miracle.  I feel like right now is the time to get into this business.  It’s hot, it’s new, it’s not saturated, and the products rock!  Here in the USA, it’s legal in all 50 states.  There’s just no reason not to.

    1. Absolutely `Babsie, it really is a great business “opportunity”, although I hesitate to use that word!!

      The products are ethically produced and really can help people and that is important to me.

      It would be great if you joined in with us!!

      If you would like to do so, here is the link again:

      Very many thanks for your comment

      Chrissie 🙂

  53. Impressive review I must say! And what an enticing offer they have! Well, with experts predicting that Cannabidiol could grow and become a billion dollar wellness industry in the future, it is no surprise to see CBD companies such as CTFO seizing the opportunity. Anyway, I like their anti-aging cream and eye cream products. But, a friend of mine bought the eye cream weeks ago and was not satisfied with the results. Does it have to have a valid reason or proof to use the 60-day money back guarantee? I would appreciate your response. Thanks!

    1. Thank you for your comment.

      Yes, CTFO is a great company, and their CBD Oil really is the best that you can get.

      The 60-day money back guarantee is exactly what it says, and if your friend was not satisfied then she should send the cream back! Personally, I find the eye cream really great, but everyone is different!

      Please do let me know if I can help you in any other way.

      Chrissie 🙂

  54. Thanks for a very helpful and informative article. I have heard a lot about CBD Oil and I am even trying it now. It has helped me health-wise tremendously and I would recommend it to anyone who has health problems. Mine were stress, anxiety and depression. I had trouble taking medications because they would upset my stomach but CBD Oil has done wonders. I am no longer taking any prescription medications and I feel so much better! I hope you success in your endeavors. I know many people can use this great product! 

    1. I am really happy that CBD Oil has helped you so much with your health problems, and it is great that you are no longer on prescription medicines.

      You really should join us and get your Oil at wholesale prices – your experiences would be a great advertisement!!

      Thank you so much for your really positive comment.

      Chrissie 🙂

  55. This website is very informative 

    There was a very organizational issues but on a whole a great source for information on CBD.  I was a little confused about CTFO but really like the information 

    I felt the images on the site were very relevant and that your opinions where very thought out.

    Overall great content. 

    Good job

  56. Hello Chrissie,

    I have read your whole article with all necessary information about CTFO. Really this is an awesome article.CTFO is a company where they promote their CBD oil products and sell them.There is absolutely no fee to join and become an Associate and they give a proper training.CBD oil is a very important thing for human body and health.It is a medical miracle.CTFO is not a scam they provide the best CBD oil to the people with a little cost.It is very helpful for the people.I will share this great article with my friends and relatives.Thank you for sharing this.

    1. Hi

      I am so pleased that you enjoyed my article, and I would be most grateful if you are able to share it. 

      CBD oil can help so many people, and the more people who know about it the better.

      Many thanks for your comments

      Chrissie ~:)

  57. I never heard of CTFO before, but first of all – I love the fact that it’s free. That’s a clear proof that it’s not a scam. I’m very familiar with CBD oil, because I have arthritis and it’s really used for this problem. I also used it myself and was pretty satisfied (out of the herbal remedies I tried, it’s in the top 7).

    Regarding the CTFO program itself, it does seem very legit to me as well (seen from the outside). You don’t need to pay anything to join in and they don’t have you buy their products for their own sake.

    And they also have a training, which is great because from what I know – not every MLM company offers that (or you have to pay extra for it).

    I’m curious (if you happen to know it) – do they offer good commissions, compared to similar programs?

    1. Hi Ashley

      I can promise you that CTFO is legit as you have clearly seen. And I have never seen an MLM company to match it in any way! As I said, even the founders take only commissions – no salary.

      The compensation plan is really good. You can see an overview of it by going to this page: and scrolling to the bottom of the page.

      Or there is a video if you would like to see it:

      If you have any other questions, please ado get back to me.

      Very many thanks for your comment.


  58. It’s super frustrating that so many countries don’t understand what CBD oil actually is, so they continue to outlaw it needlessly. It’s such a life-saving product, one that I can vouch through personal experience. Do you think that more places are loosening up their restrictions now that information about CBD is more widely available? I’m hoping that it’s only a matter of time before everyone has a chance to give it a shot.

    1. Hi Buck

      I am certainly hoping that it will be possible to buy CBD products throughout the world, but until they understand the differences between Marijuana and Hemp, which should really be obvious, then who knows?!?

      I do agree that it is very frustrating – why should more than half of the world be deprived of such an amazing product.

      Very many thanks for your comment

      Chrissie 🙂

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